Tratta has recently updated its API documentation to include a new feature that allows users to create payment plans without specifying a payment method. This update provides greater flexibility for customers who may not have a payment method at the time of plan creation or who may want to add a payment method later on.

One potential use case for this new feature is creating a payment plan via the API and then creating a customer session link. Users can then send this link to their customers via text message or email, allowing customers to complete the payment plan themselves. This added flexibility and convenience can help businesses streamline their payment processes and improve the customer experience. The new functionality is now available for all Tratta API users.

You can find the new documentation here: https://docs.tratta.io/payment-plans.html#create-payment-plan